Liberty Savings Bank, F.S.B.

Liberty Savings Bank, F.S.B. is an FDIC-insured community bank headquartered in Wilmington, Ohio, with a notable presence in Florida's Gulf Coast communities — including Bradenton, Venice, and Sarasota. It also operates mph.bank as a division. For business borrowers, the bank offers lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance, making it a reasonable starting point for small businesses seeking traditional bank products in its service footprint. SRQ Magazine has recognized the bank for community involvement and staff dedication to the local area. One notable item of record: the OCC issued a Civil Money Penalty against Liberty Savings Bank in 2013 (enforcement action 2013-165); prospective borrowers may wish to review that history. Qualification criteria — including minimum credit score, revenue thresholds, and loan amounts — are not publicly detailed, so direct inquiry will be necessary to gauge fit.