Liberty Capital Bank

Liberty Capital Bank is a privately-owned community bank headquartered in Addison, TX, with locations serving Boerne, Dallas, Cross Plains, and San Antonio. It focuses on locally-connected lending and business banking relationships, offering a range of commercial products including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Because it operates as a community bank, borrowers can generally expect decisions made closer to home rather than through distant credit committees. Minimum credit, revenue, and time-in-business requirements are not publicly disclosed, so prospective borrowers will need to contact the bank directly to gauge fit. Liberty Capital Bank appears well suited for Texas-based small businesses that value a relationship-driven banking approach over a fully online, high-speed lending process.