Ion Bank

Ion Bank is a community commercial bank headquartered in Connecticut, serving businesses across Connecticut and New Jersey. Its business lending lineup covers the core products most small and mid-sized companies need: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Beyond lending, the bank offers practical cash-management tools — Positive Pay fraud protection, Zelle for Business, and payroll services — making it a reasonable option for owner-operators who want to consolidate their banking under one roof. Rates, minimums, and eligibility criteria aren't publicly listed, so you'll need to connect directly with one of their commercial lenders to get specifics. A good fit if you're an established business in Connecticut or New Jersey looking for a relationship-driven community bank alternative to larger regional institutions.