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BreadRoute Review
Infinity Bank
Our Infinity Bank Review
Infinity Bank is a community commercial bank headquartered in Santa Ana, California, serving businesses and individuals primarily throughout California. Its small-business product lineup includes lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — a solid range for California-based operators looking to work with a local institution. Beyond lending, the bank offers treasury management, ACH, wire transfers, and fraud monitoring services, which can be useful for businesses that want to consolidate banking relationships in one place. Specific rate ranges, minimum credit score requirements, and funding timelines are not publicly disclosed, so prospective borrowers should contact the bank directly to discuss qualification criteria and pricing. Infinity Bank appears well suited for California small businesses that prefer a community bank relationship over an online-only lender.
Who Is Infinity Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Infinity Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Infinity Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Infinity Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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