Independent Correspondent Bankers' Bank, Inc.

Independent Correspondent Bankers' Bank, Inc. (ICBB) is a commercial bank headquartered in Frankfort, KY that operates nationally as a correspondent banking institution — meaning it primarily partners with community banks and financial institutions rather than lending directly to businesses. Its commercial lending solutions include equipment finance, construction finance, commercial real estate financing, lines of credit, and term loans, along with agricultural mortgage financing through Farmer Mac programs. If you're a small business owner, financing through ICBB would most likely come via a community bank that uses ICBB as a behind-the-scenes capital partner. It appears best suited for businesses already banking with a community institution that has a correspondent relationship with ICBB, rather than those seeking a direct lending relationship.