Hoosier Heartland State Bank

Hoosier Heartland State Bank is a community bank headquartered in Montgomery County, Indiana, with roughly 125 years of operating history and an employee ownership structure. It primarily serves Indiana-based borrowers. On the business lending side, the bank offers a line of credit, term loans, commercial real estate financing, construction finance, and equipment finance — though specific eligibility requirements, financing amounts, and pricing are not publicly disclosed. Its publicly visible focus leans toward consumer and mortgage products; the bank claims recognition as Indiana's Best Mortgage Lender on its website. Businesses seeking a relationship-driven, locally rooted lender in Indiana may find it worth a conversation, though prospective borrowers should contact the bank directly to understand commercial underwriting criteria and product terms.