Home Savings Bank, FSB

Home Savings Bank, FSB is a community bank headquartered in Ludlow, Kentucky, founded in 1941 and operating for over 80 years. It specializes in small business and community banking, offering a practical range of commercial products including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank's own testimonials point to personalized service, long-term customer relationships, and a willingness to work with small businesses — qualities typical of relationship-driven community lenders. Specific details on financing amounts, minimum credit scores, revenue requirements, and geography served are not publicly disclosed, so prospective borrowers should contact the bank directly to confirm eligibility and terms. Home Savings Bank appears well suited for small businesses in Kentucky seeking a community-oriented lender with a long track record.