Herring Bank

Herring Bank is a community bank headquartered in Amarillo, Texas, serving businesses and individuals statewide. On the commercial side, it offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank also handles government-backed lending — USDA, FHA, and VA loans — alongside personal banking and wealth management. With accredited operating history stretching back nearly two decades, it carries a solid reputation among the businesses it serves. As a community institution, expect a relationship-driven lending process rather than a fast online application. Rates, minimums, and financing limits aren't publicly disclosed, so you'll need to reach out directly to discuss eligibility. A good fit for Texas-based businesses that prefer a locally rooted lender with a broad product menu.