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BreadRoute Review
HCN Bank
Our HCN Bank Review
HCN Bank is a community commercial bank headquartered in Riverside, California, serving businesses across the state. Its lending lineup covers lines of credit, term loans, equipment finance, construction finance, and commercial real estate financing — with a noted specialty in single-tenant triple-net leased property loans. Beyond lending, HCN Bank offers a fuller banking relationship through business checking, business savings, treasury management, and attorney and government banking solutions. Specific qualification requirements and loan sizes aren't publicly disclosed, so you'll need to reach out directly to gauge fit. A good option for California-based businesses looking for a relationship-oriented community bank, particularly those with commercial real estate needs.
Who Is HCN Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
HCN Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
HCN Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
HCN Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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