FNB Oxford Bank

FNB Oxford Bank is a community bank headquartered in Oxford, Mississippi, with over a century of operating history and a CDFI designation. It serves small businesses across North Mississippi — primarily in Oxford, Tupelo, and Water Valley — offering lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a locally rooted institution, it appears well suited for businesses in its footprint that value relationship-based banking. Specific financing amounts, credit score requirements, and rate details aren't publicly listed, so plan to contact the bank directly to discuss your situation and eligibility.