Florida Capital Bank, National Association

Florida Capital Bank, National Association is a community-focused commercial bank headquartered in Jacksonville, FL, serving businesses primarily across Florida. Its small-business lending lineup covers a practical range of financing needs: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank also holds small business lending and home mortgage lending as noted specialties, suggesting it serves both business owners and owner-operators with real estate needs. As a nationally chartered bank regulated by the OCC, it operates under standard federal oversight. Specific rate ranges, minimum qualifications, and financing limits are not publicly disclosed, so prospective borrowers should contact the bank directly to discuss eligibility. Florida Capital Bank appears well suited for Florida-based businesses looking for a relationship-oriented community bank with a conventional product set.