First Southern State Bank

First Southern State Bank is a community commercial bank headquartered in Stevenson, Alabama, with roots going back to 1910. It serves businesses across Alabama with a straightforward lineup of financing options, including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Agricultural lending is a noted specialty alongside general business and mortgage lending. With well over a century of operating history and a solid reputation among the communities it serves, the bank brings a relationship-oriented approach to business lending. Qualification details — including rates, credit score minimums, and revenue thresholds — aren't publicly listed, so you'll need to reach out directly. For Alabama-based businesses, particularly those in agriculture or real estate-heavy industries, First Southern State Bank appears well suited as a long-tenured local banking partner.