First Shore Federal Savings and Loan Association

First Shore Federal Savings and Loan Association is a community-focused savings and loan headquartered in Salisbury, MD, founded in 1953. It serves the Delmarva region — Delaware, Maryland, and Virginia's Eastern Shore — and is known primarily for mortgage lending alongside deposit products. For business borrowers, the institution offers a range of commercial financing options including lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. Because First Shore Federal is a smaller community institution, specific eligibility requirements such as minimum credit scores, revenue thresholds, and loan amounts are not publicly detailed; prospective borrowers should contact the lender directly to discuss their situation. It appears well suited for small businesses and real estate investors operating within the Delmarva Shore region who prefer a long-established local relationship lender over a national platform.