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BreadRoute Review
First Service Bank
3.5Our First Service Bank Review
First Service Bank is an Arkansas community bank founded in 1962, with branches across 11 communities including Conway, Little Rock, Greenbrier, and Mountain View. For business owners, it offers a practical range of commercial financing: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. With over six decades of community banking behind it, it appears well suited for Arkansas-based businesses that value a local lending relationship over a purely digital experience. Rates, loan amounts, and qualification requirements aren't listed publicly, so you'll need to contact a branch to discuss specifics.
Who Is First Service Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
First Service Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
First Service Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
First Service Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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