First Sentinel Bank

First Sentinel Bank is a community bank headquartered in Richlands, Virginia, serving businesses and individuals across the state. For small-business borrowers, it offers a practical range of commercial products: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a community bank, it appears to lean on personalized service and local decision-making rather than automated underwriting — an approach that can work well if your needs don't fit neatly into a national bank's boxes. Specific rates and minimum qualifications aren't publicly disclosed, so you'll need to contact a branch directly to discuss terms.