First National Bank Texas

First National Bank Texas is a community bank headquartered in Killeen, TX, with over 125 years of operating history — making it one of the more established banking institutions in the state. It serves businesses across Texas with a broad set of commercial products: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Mortgage lending operates through its First Community Mortgage channel, in operation since 1988. Specific qualifying criteria — minimum credit score, revenue thresholds, and loan amounts — aren't publicly listed, so you'll need to contact the bank directly to discuss terms. A good fit if you prefer working with a long-tenured community bank that knows the Texas market.