First National Bank of Lake Jackson

First National Bank of Lake Jackson is a community commercial bank headquartered in Lake Jackson, Texas. It offers a range of business lending products including lines of credit, term loans, construction loans, commercial real estate financing, and equipment finance, alongside standard business deposit and cash-management services. Prospective borrowers should be aware that the bank entered into a Formal Agreement with the Office of the Comptroller of the Currency (OCC) in 2024 — a supervisory enforcement action that signals the OCC identified concerns requiring corrective measures. The agreement is a matter of public record and worth factoring into any decision to establish a banking relationship. Geography served and specific loan parameters are not publicly detailed, so businesses should contact the bank directly to confirm eligibility and current product availability.