First Mid Bank & Trust, National Association

First Mid Bank & Trust, National Association is a commercial bank headquartered in Mattoon, IL. It offers a range of business financing products including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Beyond lending, the bank provides a broader suite of business services such as remote deposit, positive pay, treasury management, and wealth management. First Mid has a noted presence in franchise lending, with documented activity financing Jimmy John's franchisees. The bank holds a CRA evaluation on record with the OCC, indicating it operates as a regulated national bank. Specific rates, minimum qualifications, and geographic lending footprint are not publicly detailed in available sources, so borrowers should contact the bank directly to confirm eligibility and current terms.