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BreadRoute Review

First Metro Bank

|Commercial Bank

Our First Metro Bank Review

3.5/ 5.0How we rate

First Metro Bank is a community commercial bank headquartered in Russellville, Alabama, serving businesses and individuals across the state. For small-business borrowers, it offers a practical range of lending products — lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Beyond lending, the bank provides checking and savings accounts, merchant services, and ACH processing, making it a potential one-stop banking relationship for Alabama-based businesses. Qualification criteria are not publicly disclosed, so reach out directly to discuss your financing needs.

Who Is First Metro Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First Metro Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First Metro Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First Metro Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First Metro Bank Review (2026) | Equipment Finance Lender | BreadRoute