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BreadRoute Review

First Kentucky Bank, Inc.

|Commercial Bank

Our First Kentucky Bank, Inc. Review

3.5/ 5.0How we rate

First Kentucky Bank is a community commercial bank headquartered in Mayfield, Kentucky, with over 125 years of operating history. It serves businesses across Kentucky with a core suite of commercial lending products — lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. With deep local roots and a relationship-driven approach, it appears well suited for small and mid-sized Kentucky businesses that prefer working with a community bank over a high-volume online lender. Contact the bank directly for current rates and qualification requirements.

Who Is First Kentucky Bank, Inc. Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First Kentucky Bank, Inc. Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First Kentucky Bank, Inc. does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First Kentucky Bank, Inc. offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First Kentucky Bank, Inc. Review (2026) | Equipment Finance Lender | BreadRoute