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First Internet Bank of Indiana

|Commercial Bank|United States
$10,000 to $10+ Million
Loan Amount
650+
Credit Score
$10,000
Monthly Revenue
2 Years
Time in Business

Our First Internet Bank of Indiana Review

4.0/ 5.0How we rate

First Internet Bank of Indiana has been a fully online, FDIC-insured bank since 1999 — one of the first of its kind — and serves businesses across the United States without a single branch. Headquartered in Fishers, IN, it carries a well-established reputation and a broad commercial lending menu: SBA 7(a) and 504, USDA Business and Industry, equipment finance, commercial real estate, construction finance, inventory financing, accounts receivable, lines of credit, term loans, and working capital. Financing ranges from $10,000 into the eight-figure range. Minimum requirements are a 650 credit score, two years in business, and $10,000 in monthly revenue. A strong fit for established small and mid-size businesses comfortable managing their financing entirely online.

Who Is First Internet Bank of Indiana Best For?

Based on eligibility requirements and available products.

  • Businesses with good (but not perfect) credit
  • Businesses that need equipment or machinery financing
  • B2B businesses with outstanding invoices to unlock
  • Established businesses that qualify for SBA programs

Financing Options

Equipment Finance
USDA Business and Industry
Accounts Receivable
Construction Finance
Working Capital
SBA 7(a)
Commercial Real Estate Financing
Inventory Financing
SBA 504
Line of Credit
Term Loan

Eligibility Requirements

Time in Business
2 Years
Minimum Credit Score
650
Minimum Monthly Revenue
$10,000

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Quick Overview

Loan Amount$10,000 to $10+ Million
GeographyUnited States
DoughRating
Products11

First Internet Bank of Indiana Pros & Cons

Pros

  • Lends nationwide
  • High loan amounts available
  • Wide range of financing products

Cons

  • Requires $10,000+ in monthly revenue
  • Requires 2 Years in business

Frequently Asked Questions

First Internet Bank of Indiana offers financing in the range of $10,000 to $10+ Million.

First Internet Bank of Indiana typically requires a minimum credit score of 650. Businesses with scores above this threshold are more likely to qualify for favorable terms.

First Internet Bank of Indiana offers the following financing products: Equipment Finance, USDA Business and Industry, Accounts Receivable, Construction Finance, Working Capital, SBA 7(a), Commercial Real Estate Financing, Inventory Financing, SBA 504, Line of Credit, Term Loan.

First Internet Bank of Indiana requires a minimum of 2 Years in business. Newer businesses may want to explore alternative lenders with lower seasoning requirements.

First Internet Bank of Indiana provides financing to businesses across the United States.

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First Internet Bank of Indiana Review (2026) | Equipment Finance Lender | BreadRoute