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BreadRoute Review

First Horizon Bank

|Commercial Bank

Our First Horizon Bank Review

3.5/ 5.0How we rate

First Horizon Bank is a Memphis, TN-headquartered commercial bank offering a solid range of business financing options, including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a full-service institution, it appears well suited for established businesses looking for a traditional banking relationship with breadth across lending needs. Minimum credit, revenue, and time-in-business requirements aren't publicly listed, so plan to connect directly with a relationship manager to discuss eligibility. The bank carries a strong positive reputation among customers for its financial service and guidance, though at least one concern has been raised publicly around investment product sales practices — worth keeping in mind if you're evaluating First Horizon as a full banking partner beyond lending.

Who Is First Horizon Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First Horizon Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First Horizon Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First Horizon Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First Horizon Bank Review (2026) | Equipment Finance Lender | BreadRoute