First Federal Savings Bank of Champaign Urbana

First Federal Savings Bank of Champaign-Urbana is a community bank headquartered in Champaign, IL, founded in 1908 and serving Champaign County. Operating under the brand 356bank, it focuses on local relationship banking with loan decisions made in-house. On the business side, it appears to offer lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance — though specific terms, minimums, and eligibility requirements are not publicly detailed. Its long operating history and local decision-making model may appeal to established small businesses in the Champaign-Urbana area seeking a relationship-based lender over a national alternative. Borrowers outside Champaign County should note the bank's geographic focus appears to be strictly local.