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First Farmers & Commercial Bank

|Commercial Bank

Our First Farmers & Commercial Bank Review

3.5/ 5.0How we rate

First Farmers & Commercial Bank is a community bank headquartered in Pikeville, Tennessee, with roots going back to 1913. It appears to serve Middle Tennessee, operating as a full-service institution with both personal and business banking products. For small-business borrowers, the bank offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Specific rate ranges, minimum credit score requirements, and revenue thresholds are not publicly disclosed, so prospective borrowers will need to contact the bank directly for qualification details. With over a century of community banking history, First Farmers & Commercial Bank seems best suited for businesses in its Middle Tennessee footprint that prefer a relationship-driven, local lender over a national or online alternative.

Who Is First Farmers & Commercial Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First Farmers & Commercial Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First Farmers & Commercial Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First Farmers & Commercial Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First Farmers & Commercial Bank Review (2026) | Equipment Finance Lender | BreadRoute