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BreadRoute Review

First County Bank

|Commercial Bank

Our First County Bank Review

3.5/ 5.0How we rate

First County Bank is a community bank headquartered in Stamford, Connecticut, focused on serving businesses across Fairfield County. Its small-business lending lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — a practical range for owner-operated companies with everyday capital needs. As a local relationship lender, it's a good fit for borrowers who prefer working with a banker who knows their market. Qualification details aren't publicly listed, so expect to connect directly with the bank to discuss your situation. Businesses operating outside Fairfield County should look elsewhere.

Who Is First County Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First County Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First County Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First County Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First County Bank Review (2026) | Equipment Finance Lender | BreadRoute