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First Community Bank of Tennessee

|Commercial Bank

Our First Community Bank of Tennessee Review

3.5/ 5.0How we rate

First Community Bank of Tennessee is a community bank headquartered in Shelbyville, TN, serving businesses across the state. Its commercial lending lineup covers lines of credit, term loans, equipment finance, construction finance, and commercial real estate financing — a practical range for small and mid-sized Tennessee businesses. The bank also offers cash management services and mortgage lending, making it a viable relationship bank for local operators who want more than just a loan. Qualification criteria and loan size ranges aren't publicly listed, so you'll want to contact the bank directly to gauge fit. A good option if you prefer working with a local institution and value a direct, relationship-driven lending experience.

Who Is First Community Bank of Tennessee Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First Community Bank of Tennessee Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First Community Bank of Tennessee does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First Community Bank of Tennessee offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First Community Bank of Tennessee Review (2026) | Equipment Finance Lender | BreadRoute