First Commercial Bank (USA)

First Commercial Bank (USA) is a California-based commercial bank headquartered in San Mateo, serving businesses primarily across California. It is an approved lender under the California Small Business Loan Guarantee Program (SBLGP), which may help qualifying small businesses access financing they might not otherwise secure. The bank offers a range of business lending products including lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. BauerFinancial rates it a 5-star 'superior' institution for 2025, reflecting strong financial stability. Specific rates, fees, eligibility requirements, and minimum loan amounts are not publicly disclosed, so prospective borrowers should contact the bank directly for details. First Commercial Bank appears well suited for California-based small businesses seeking a stable community bank with access to state-backed guarantee programs.