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BreadRoute Review

First Century Bank, National Association

|Commercial Bank

Our First Century Bank, National Association Review

3.5/ 5.0How we rate

First Century Bank, National Association is a community commercial bank offering a range of business financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank also provides standard deposit products and personal banking services. Specific details such as financing amounts, minimum credit score requirements, revenue thresholds, time-in-business requirements, and geographic footprint are not confirmed in available data. Small businesses looking for a relationship-based community bank lender may find First Century Bank worth exploring, though prospective borrowers should contact the bank directly to confirm current eligibility criteria, rates, and service area.

Who Is First Century Bank, National Association Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First Century Bank, National Association Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First Century Bank, National Association does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First Century Bank, National Association offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First Century Bank, National Association Review (2026) | Equipment Finance Lender | BreadRoute