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BreadRoute Review
First Bank & Trust
3.5Our First Bank & Trust Review
First Bank & Trust is a commercial bank serving businesses across North Carolina, Virginia, and South Dakota. Its small-business lending lineup covers the essentials: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Because the 'First Bank & Trust' name is shared by more than one institution, confirm you're working with the right entity before applying — the South Dakota-based bank operates at fb247.com, while efirstbank.com serves a separate market.
Who Is First Bank & Trust Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
First Bank & Trust Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
First Bank & Trust does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
First Bank & Trust offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
Claim First Bank & Trust Profile
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