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BreadRoute Review

First Bank Chicago

|Commercial Bank

Our First Bank Chicago Review

4.0/ 5.0How we rate

First Bank Chicago is a community commercial bank headquartered in Highland Park, IL, serving businesses across the Chicago metropolitan area. Its lending lineup covers lines of credit, term loans, equipment finance, commercial real estate financing, construction finance, and lease financing — with dedicated practices for franchise finance, professional services, and nonprofits. A well-established institution with a strong track record and eight consecutive years recognized among Chicago's best workplaces, which tends to reflect stable, experienced lending staff. Specific rates, credit minimums, and revenue thresholds aren't publicly disclosed, so a direct conversation is the right starting point. Businesses outside the Chicago area are unlikely to be served.

Who Is First Bank Chicago Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First Bank Chicago Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First Bank Chicago does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First Bank Chicago offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First Bank Chicago Review (2026) | Equipment Finance Lender | BreadRoute