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BreadRoute Review

First Arkansas Bank and Trust

|Commercial Bank

Our First Arkansas Bank and Trust Review

3.5/ 5.0How we rate

First Arkansas Bank and Trust is a community commercial bank headquartered in Sherwood, Arkansas, serving businesses and individuals across the state. For small-business borrowers, it offers a practical range of financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance, alongside business checking and other deposit services. Specific details on rates, minimum qualifications, and loan sizes are not publicly listed, so prospective borrowers will need to contact the bank directly to understand eligibility and terms. As a locally rooted institution, it may appeal to Arkansas-based businesses that prefer working with a community lender over a national bank.

Who Is First Arkansas Bank and Trust Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First Arkansas Bank and Trust Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First Arkansas Bank and Trust does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First Arkansas Bank and Trust offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First Arkansas Bank and Trust Review (2026) | Equipment Finance Lender | BreadRoute