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BreadRoute Review

First American Bank and Trust Company

|Commercial Bank

Our First American Bank and Trust Company Review

3.5/ 5.0How we rate

First American Bank and Trust Company is a community development financial institution (CDFI) headquartered in Athens, GA. It operates as a commercial bank offering a range of business financing products including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Its CDFI designation suggests a mission orientation toward underserved borrowers and communities. Specific eligibility requirements, financing amounts, and geographic reach are not publicly confirmed in available data, so prospective borrowers should contact the bank directly to assess fit.

Who Is First American Bank and Trust Company Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First American Bank and Trust Company Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First American Bank and Trust Company does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First American Bank and Trust Company offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First American Bank and Trust Company Review (2026) | Equipment Finance Lender | BreadRoute