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BreadRoute Review

First American Bank

|Commercial Bank

Our First American Bank Review

3.5/ 5.0How we rate

First American Bank is a commercial bank headquartered in Illinois, serving businesses across Illinois, Florida, and Wisconsin. Its small-business lending menu covers the essentials: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Eligibility requirements and financing amounts aren't publicly listed, so you'll need to reach out directly to discuss fit. A good option to consider if your business is based in its three-state footprint and you prefer working with a regional bank that offers a broad range of commercial products under one roof.

Who Is First American Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

First American Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

First American Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

First American Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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First American Bank Review (2026) | Equipment Finance Lender | BreadRoute