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Finance Factors, Ltd.

|Commercial Bank

Our Finance Factors, Ltd. Review

3.5/ 5.0How we rate

Finance Factors, Ltd. is a Honolulu-based commercial bank serving businesses across Hawaii. FDIC-insured and with a well-established reputation in the state, it offers a practical range of commercial financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank's roots are in mortgage lending and deposit products, but its commercial lineup covers the core needs of Hawaii-based businesses. Specific rates, minimums, and approval criteria aren't publicly listed, so reaching out directly is the best way to gauge fit and terms. A solid choice if you're looking for a locally grounded Hawaii lender.

Who Is Finance Factors, Ltd. Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Finance Factors, Ltd. Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Finance Factors, Ltd. does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Finance Factors, Ltd. offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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Finance Factors, Ltd. Review (2026) | Equipment Finance Lender | BreadRoute