Evergreen Federal Bank

Evergreen Federal Bank is a mutual community bank headquartered in Southern Oregon, with over 92 years of operating history in the region. As a mutual institution, it has no outside shareholders — a structure the bank says keeps its focus on members and local community reinvestment. Business borrowers in Southern Oregon can access a solid range of commercial products, including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Lending and mortgage servicing appear to be handled in-house, which often means local decision-making and a single point of contact throughout the process. A good fit if your business is based in Southern Oregon and you prefer working with a long-standing community lender over a national institution.