.png&w=256&q=75)
BreadRoute Review
ESSA Bank & Trust
3.5Our ESSA Bank & Trust Review
ESSA Bank & Trust is a community commercial bank founded in 1916 and headquartered in Stroudsburg, PA, serving businesses across Pennsylvania, Ohio, New York, and Virginia. Its small-business lending lineup includes lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. One item worth noting: the U.S. Department of Justice reached an agreement with ESSA to resolve lending discrimination allegations in the Philadelphia area — something to factor in if your business operates in that market. Rates, minimums, and financing limits aren't publicly listed, so you'll need to reach out directly to gauge fit. Appears best suited for established businesses looking for a relationship-oriented community bank within its regional footprint.
Who Is ESSA Bank & Trust Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
Get Started
Compare Alternatives
Other Commercial Bank lenders
ESSA Bank & Trust Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
ESSA Bank & Trust does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
ESSA Bank & Trust offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
Claim ESSA Bank & Trust Profile
Are you a representative of ESSA Bank & Trust? Claim this profile to verify your information, update details, or request changes to your listing.
For immediate assistance, please contact us at howdy@breadroute.co