Elkhorn Valley Bank & Trust

Elkhorn Valley Bank & Trust is a community commercial bank headquartered in Norfolk, Nebraska, with eight locations across the state. It focuses on local lending decisions — a practical advantage for small-business borrowers who want to work with decision-makers rather than distant underwriting teams. Business products include lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance, alongside agricultural loans that reflect its regional roots. Rates, minimums, and financing amounts aren't publicly listed, so you'll need to reach out directly. A good fit for Nebraska-based businesses and agricultural operations looking for a relationship-oriented lender.