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BreadRoute Review
Eclipse Bank, Inc.
Our Eclipse Bank, Inc. Review
Eclipse Bank, Inc. is a community commercial bank headquartered in Louisville, Kentucky, serving businesses and individuals across Kentucky and Tennessee. It offers a practical range of small-business financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. As a full-service community bank, Eclipse Bank appears well suited for established local businesses that prefer a relationship-banking approach over an online-only lender. The bank holds a B+ financial health rating from DepositAccounts.com, which suggests solid institutional stability. Specific qualification thresholds — minimum credit score, revenue, time in business, and loan amounts — are not publicly disclosed, so prospective borrowers should contact the bank directly to discuss eligibility. Eclipse Bank seems most relevant to businesses operating within its Kentucky and Tennessee footprint.
Who Is Eclipse Bank, Inc. Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Eclipse Bank, Inc. Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Eclipse Bank, Inc. does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Eclipse Bank, Inc. offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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