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BreadRoute Review
Eastern International Bank
Our Eastern International Bank Review
Eastern International Bank is a community commercial bank headquartered in Los Angeles, California, with roots in the Chinatown business community. It is regulated by the California Department of Financial Protection and Innovation (DFPI) and appears to focus primarily on California-based businesses and individuals. For small-business borrowers, the bank offers lines of credit, term loans, equipment finance, construction finance, and commercial real estate financing across property types including apartments, office, retail, industrial, hospitality, and mixed-use. Specific rate ranges, minimum credit scores, revenue thresholds, and loan amounts are not publicly disclosed, so prospective borrowers will need to contact the bank directly for qualification details. Eastern International Bank seems best suited for California-based businesses — particularly those with ties to the Los Angeles area — seeking relationship-driven banking with real estate or commercial lending needs.
Who Is Eastern International Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Eastern International Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Eastern International Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Eastern International Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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