Drake Bank

Drake Bank is a community bank headquartered in St. Paul, MN, serving the Twin Cities area. It offers a relationship-focused approach to both personal and business banking, with business lending products that include lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. The bank also provides treasury management and fraud prevention tools such as Positive Pay and fraud text alerts — practical extras for small-business owners managing cash flow and payment security. Specific loan amounts, rates, and qualification requirements are not publicly disclosed, so prospective borrowers will need to contact the bank directly. A small sample of Google Reviews reflects positive sentiment around personal service, fair terms, and community commitment, which is consistent with what you'd expect from a neighborhood commercial bank. Drake Bank appears well suited for Twin Cities businesses that prefer a local lender and value direct banker relationships over a fully digital, self-serve process.