Decorah Bank & Trust Company

Decorah Bank & Trust Company is a locally-owned, family and employee-owned community bank headquartered in Decorah, Iowa, primarily serving Northeast Iowa businesses. Its commercial lending lineup includes lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — a practical range for small and mid-sized businesses in the region. As a community bank, it appears well suited for borrowers who value a local relationship over the speed of an online lender. Specific rates, fees, minimum qualifications, and financing amounts are not publicly disclosed, so prospective borrowers should contact the bank directly to understand eligibility and terms.