Davis Trust Company

Davis Trust Company is a community bank headquartered in Elkins, West Virginia, with roots going back to 1901. As a locally focused institution, it makes lending decisions close to home — a practical advantage for small businesses that prefer working with bankers who know their market. For business borrowers, Davis Trust offers a range of commercial financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. No minimum credit score, revenue, or time-in-business thresholds are publicly listed, so prospective borrowers should contact the bank directly to discuss qualification criteria. The bank's long operating history and community-bank model suggest a relationship-driven approach, though specific rates, fees, and turnaround times are not publicly disclosed. Davis Trust appears best suited for established or growing businesses in the Elkins area seeking a local banking partner rather than a fast online lender.