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BreadRoute Review

Community Savings

|Commercial Bank

Our Community Savings Review

3.5/ 5.0How we rate

Community Savings is a CDFI-certified community bank headquartered in Chicago, IL, with over a century of operating history and a national lending reach. Its CDFI designation reflects a mission to serve underserved communities and borrowers who may not fit conventional lending criteria. For business owners, it offers lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance, alongside non-QM and wholesale lending programs. One caution worth noting: fraudulent letters impersonating Community Savings have been reported — always verify that any correspondence originates from mycommunitysavings.com before acting. Rates, minimums, and eligibility details are not publicly listed, so direct outreach is the best next step. A good fit for mission-aligned borrowers or those exploring non-conventional financing paths.

Who Is Community Savings Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

Get Started

See My Loan Options

Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Community Savings Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Community Savings does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Community Savings offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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