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BreadRoute Review
Community Federal Savings Bank
3.0Our Community Federal Savings Bank Review
Community Federal Savings Bank (CFSB) is a commercial bank headquartered in Woodhaven, New York, founded in 2001. It offers business financing products including lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance, alongside payments and broader banking services. CFSB is known for fintech partnerships, which appear central to its business model. The bank has faced a BSA/AML enforcement action, and some business owners have raised concerns about its structure as an intermediary for fintech platforms. If you're evaluating CFSB for direct commercial lending, it's worth confirming which products are offered directly versus through third-party fintech arrangements before moving forward.
Who Is Community Federal Savings Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Community Federal Savings Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Community Federal Savings Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Community Federal Savings Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
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