Community Bank & Trust, Waco, Texas

Community Bank & Trust, headquartered in Waco, Texas, has operated as a community commercial bank since 1952. It offers a range of business financing options including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance — alongside a full suite of personal banking products. As a locally rooted institution with more than seven decades in operation, it appears well suited for small and mid-sized businesses in the Central Texas area seeking a traditional banking relationship. Specific qualification requirements such as minimum credit score, revenue thresholds, and loan amounts are not publicly listed, so prospective borrowers should contact the bank directly to discuss eligibility and terms.