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Commercial Bank of California

|Commercial Bank

Our Commercial Bank of California Review

3.5/ 5.0How we rate

Commercial Bank of California is a community commercial bank headquartered in Irvine, California. It holds SBA Preferred Lender status, which allows it to process SBA loans in-house rather than routing them through the SBA for approval — a practical advantage for businesses pursuing government-backed financing. The bank offers a range of business lending products including lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Beyond that, publicly available detail on eligibility requirements, financing amounts, and geographic reach is limited. Businesses in Southern California or with existing ties to the region may find it worth a direct conversation, particularly if SBA financing is on the table.

Who Is Commercial Bank of California Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Commercial Bank of California Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Commercial Bank of California does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Commercial Bank of California offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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Commercial Bank of California Review (2026) | Equipment Finance Lender | BreadRoute