Commencement Bank

Commencement Bank is a community commercial bank headquartered in Olympia, WA, serving businesses across Pierce, South King, and the broader Washington state area. It's built around relationship-driven banking, with a lending lineup that covers most core business needs: lines of credit, term loans, equipment finance, commercial real estate financing, and construction finance. Named one of Newsweek's 2026 Best Regional Banks and with accredited operating history stretching back nearly two decades, it carries a solid reputation among the businesses it serves. Rates and eligibility criteria aren't publicly listed, so you'll need to reach out directly for specifics. One heads-up: the bank has flagged a rise in fraud calls from people impersonating its staff — verify any unsolicited contact through official channels before sharing information.