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BreadRoute Review

Climate First Bank

|Commercial Bank

Our Climate First Bank Review

3.5/ 5.0How we rate

Climate First Bank is a mission-driven community bank headquartered in Saint Petersburg, FL, lending nationally to businesses that want their financing to align with their environmental values. Its commercial lineup covers equipment finance, construction finance, commercial real estate, lines of credit, term loans, SBA loans, factoring, and asset-based lending — a broad range for a bank with a focused identity. Some complaints tied to a solar lending partnership have been filed against the bank, which is worth factoring into your due diligence. Minimum qualifications and rates aren't published, so you'll need to contact them directly to assess fit.

Who Is Climate First Bank Best For?

Based on eligibility requirements and available products.

  • Businesses where credit score is not a primary factor
  • Businesses that need equipment or machinery financing
  • Businesses with commercial real estate financing needs
  • Businesses that need flexible, revolving access to capital

Financing Options

Equipment Finance
Construction Finance
Commercial Real Estate Financing
Line of Credit
Term Loan

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Free · Won't affect your credit score

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Quick Overview

Loan AmountContact Us
GeographyNot disclosed
DoughRating
Products5

Climate First Bank Pros & Cons

Pros

  • No minimum credit score requirement
  • Wide range of financing products

Frequently Asked Questions

Climate First Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.

Climate First Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.

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