City First Bank, National Association

City First Bank, National Association is a mission-driven community development financial institution (CDFI) headquartered in Washington, DC, with operations extending to Los Angeles. It holds Certified B Corporation status through B Lab, reflecting its focus on community impact over pure profit. City First concentrates on underserved markets — affordable housing, nonprofits, and low- and moderate-income communities — making it a somewhat specialized fit compared to conventional small-business lenders. Products include term loans, commercial real estate financing, construction finance, equipment finance, lines of credit, and SBA-guaranteed loan pathways, as well as a green lending (PACE) program. Borrowers outside DC or Los Angeles may find geographic reach limited. Specific rates, minimum credit scores, and revenue requirements are not publicly disclosed, so prospective borrowers should contact the bank directly to assess eligibility. City First appears well suited for mission-aligned businesses, nonprofits, and affordable housing developers who share its community development focus.