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BreadRoute Review
Citizens Guaranty Bank
3.5Our Citizens Guaranty Bank Review
Citizens Guaranty Bank is an FDIC-insured community bank headquartered in Richmond, Kentucky, with branches in Berea, Irvine, and Stanton. It serves businesses and individuals across central and eastern Kentucky. Business borrowers can access lines of credit, term loans, commercial real estate financing, construction finance, and equipment finance. A good fit if you're a Kentucky-based business that prefers working with a locally rooted bank that knows the regional market. Contact the bank directly to discuss eligibility and financing terms.
Who Is Citizens Guaranty Bank Best For?
Based on eligibility requirements and available products.
- Businesses where credit score is not a primary factor
- Businesses that need equipment or machinery financing
- Businesses with commercial real estate financing needs
- Businesses that need flexible, revolving access to capital
Financing Options
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Other Commercial Bank lenders
Citizens Guaranty Bank Pros & Cons
Pros
- No minimum credit score requirement
- Wide range of financing products
Frequently Asked Questions
Citizens Guaranty Bank does not apply a strict minimum credit score requirement, making it accessible to a wider range of businesses.
Citizens Guaranty Bank offers the following financing products: Equipment Finance, Construction Finance, Commercial Real Estate Financing, Line of Credit, Term Loan.
Claim Citizens Guaranty Bank Profile
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